IDBI Bank on Monday, July 21, reported a decent 17 per cent year-on-year (YoY) rise in its standalone profit to ₹2,007 crore for the June quarter of the current financial year (Q1FY26). In the same quarter of the previous financial year, the lender's profit was ₹1,719 crore.

Operating profit for the quarter under review rose over 13 per cent YoY to ₹2,354 crore from ₹2,075.5 crore.

The bank's total income for the quarter also rose over 13 per cent YoY to ₹8,458 crore compared to ₹7,471 crore in Q1FY25.

IDBI Bank's net interest income (NII) came at ₹3,166 crore in Q1FY26 against ₹3,233 crore in Q1FY25, while net interest margin (NIM) dropped 50 bps to 3.68 per cent from 4.18 per cent YoY.

According to the bank's exchange filing, IDBI Bank's gross NPA ratio improved to 2.93 per cent on June 30, 2025, from 3.87 per cent on June 30, 2024.

Net NPA ratio improved to 0.21 per cent as on June 30, 2025, as against 0.23 per cent as on June 30, 2024.

Provision coverage ratio slightly declined to 99.31 per cent from 99.34 per cent YoY.