Swiss insurtech Credura has rolled out an AI-driven insurance adviser for private individuals after completing a pilot phase with several hundred households, according to FinTech News.

Credura offers a digital insurance advisory and management platform for private individuals. Licensed by FINMA, it focuses on consolidating customers’ insurance policies, automating optimization, and providing independent, AI-driven advice across multiple insurers and products

The platform automates ongoing insurance management and delivers independent advice across insurers and products. It aggregates existing policies, reviews them continuously, and flags optimisation options as market conditions or customer circumstances shift.

Credura targets a familiar problem. Many Swiss households juggle multiple insurance contracts across different providers, each with renewal dates, pricing adjustments, and coverage quirks.

Unlike traditional advisory models, which tend to appear at renewal or purchase moments, Credura’s adviser runs continuously. The AI tracks market changes, compares alternatives, and guides users through adjustments with minimal steps.

According to Beinsure analysts, this approach reframes insurance advice as an always-on service rather than a periodic intervention.

Credura co-founder Roman Loosli framed the shift in economic terms. A human adviser reaches this depth only with high time investment and cost.