Speakers

DEEPAK PANCHAL

Director- Claims, Reinsurance Group of America, Incorporated

DEEPAK PANCHAL

DEEPAK PANCHAL

Director- Claims, Reinsurance Group of America, Incorporated

DEEPAK PANCHAL's Bio

Deepak Panchal is a seasoned insurance professional with 19 years of experience in claims administration, risk management, and fraud prevention. Currently associated with Reinsurance Group of America (RGA), he focuses on strengthening operational excellence through vigilant risk mitigation and robust claims practices. An alumnus of the Indian School of Business, he brings deep expertise in governance, controls, and process efficiency across insurance operations.

SHAMMI KAPOOR

SVP & Head - Operations, CS and Health Claims, Magma General Insurance Limited

SHAMMI KAPOOR

SVP & Head - Operations, CS and Health Claims, Magma General Insurance Limited

SHAMMI KAPOOR's Bio

A seasoned insurance leader with over 20 years of industry experience, Shammi is the Senior Vice President & Head of Operations, Customer Service, and Claims at Magma General Insurance. He has led large-scale digital transformation and operational excellence initiatives, driving significant efficiency gains, cost optimization, and enhanced customer experience. A certified ISO and BPMS auditor, Shammi is widely recognized for service excellence, quality leadership, and customer-centric innovation.

NIRMAL BHATTACHARYA

Chief Technical Officer, Risk Care Insurance Broking Services Private Limited

NIRMAL BHATTACHARYA

Chief Technical Officer, Risk Care Insurance Broking Services Private Limited

NIRMAL BHATTACHARYA's Bio

Nirmal Bhattacharya is the Chief Technical Officer at Risk Care Insurance Broking Services Pvt. Ltd., bringing over four decades of distinguished experience across the insurance value chain. His expertise spans underwriting, product development, risk and claims management, reinsurance, marketing, and professional training. A seasoned industry leader and thought contributor, he is widely respected for driving robust risk solutions and strengthening technical excellence in insurance broking.

DR. SANJEEV DWIVEDI

President- Insurance Fraud Prevention Expert, Bajaj General Insurance

DR. SANJEEV DWIVEDI

President- Insurance Fraud Prevention Expert, Bajaj General Insurance

DR. SANJEEV DWIVEDI's Bio

With over 26 years of experience in the insurance, Banking and Telecom industry, I am a seasoned executive with a passion for fraud prevention and loss mitigation. I have been leading the investigation and loss mitigation division at Bajaj Allianz General Insurance, one of the largest and most trusted insurers in India, since 2017.

In my current role, I have implemented a robust fraud detection and prevention strategies, resulting in significant savings and improved customer satisfaction. I also manage the business relationship with various stakeholders, including regulators, law enforcement agencies, and external vendors, to ensure compliance and collaboration. Additionally, I leverage my analytical skills and financial risk management expertise to optimize the operational efficiency and profitability of the division

KANIKA GARG

Chief Operating Officer, Future Generali India Insurance Company Limited

KANIKA GARG

Chief Operating Officer, Future Generali India Insurance Company Limited

KANIKA GARG's Bio

Kanika Garg is the Chief Operating Officer at Future Generali India Insurance, with deep expertise in digital and technology transformation, product strategy, and large-scale operations across B2C and B2B businesses. An IIM Bangalore alumna and Certified Independent Director, she has held leadership roles with Jio, Tata, Airtel, and IBM. Recognized as a WhitePage Asia Power Woman, she brings a strong governance-led, customer-centric perspective to enterprise growth

DR. LAVANYA R. MUNDAYUR

Chairman-cum-Managing Director, Agriculture Insurance Company of India Ltd. (AICIL)

DR. LAVANYA R. MUNDAYUR

Chairman-cum-Managing Director, Agriculture Insurance Company of India Ltd. (AICIL)

DR. LAVANYA R. MUNDAYUR's Bio

Dr. Lavanya R. Mundayur is currently the Chairman cum Managing Director of Agriculture Insurance Company of India Ltd. (AICIL). She has over three decades of experience in the insurance sector across India and international markets. Previously as General Manager-Technical and Chief Underwriting Officer at New India Assurance, she led the Property, Marine, and Aviation underwriting and claims divisions.

A strong advocate for diversity, Dr. Mundayur became the first female CEO to head a GCC operation. While at New India’s Dubai office, she was the board/committee member of industry associations such as IBG and GIMIC. In 2023, she received an Honorary Industrial Doctorate from AIMRI, UAE, for her contributions to the field. She holds a postgraduate degree in Analytical Chemistry, is a Fellow of the Insurance Institute of India, and a Certified Reinsurance Specialist from Singapore College of Insurance.

BISWAJIT SARKAR

Senior Vice President Underwriting, Kotak Life

BISWAJIT SARKAR

Senior Vice President Underwriting, Kotak Life

BISWAJIT SARKAR's Bio

Biswajit Sarkar is a seasoned insurance professional with over a decade of experience in life insurance underwriting and risk management. He currently serves as Senior Vice President & Head of Underwriting at Kotak Life Insurance, where he leads underwriting strategy, governance, and portfolio management across individual and group businesses.

With deep expertise in risk assessment, reinsurance management, regulatory compliance, and fraud detection, Biswajit has played a key role in strengthening underwriting frameworks and aligning mortality assumptions with business objectives. He has held progressive leadership roles at Kotak Life, including AVP, DVP, and Chief Manager, building a strong track record in underwriting excellence.

A respected industry voice, Biswajit frequently shares insights on data-driven underwriting, claims management, and fraud analytics, and has been a speaker at leading insurance and risk forums.

VINAY JANPAMULA

Head- Partnerships,Combi Business Distribution & Special Projects, HDFC ERGO General Insurance

VINAY JANPAMULA

Head- Partnerships,Combi Business Distribution & Special Projects, HDFC ERGO General Insurance

VINAY JANPAMULA's Bio

Vinay Janpamula is the Head- Partnerships,Combi Business Distribution & Special Projects - at HDFC ERGO General Insurance. With a tenure spanning over 20 years, he enjoys vast experience in functions like operations & services group, distribution planning & process management and retail business, across all major distribution lines.

In his present role, his responsibilities encompass strategic portfolio management and customer retention strategies within the accident and health divisions. His leadership extends to overseeing business distribution for partnership and combi business initiatives.

Before joining HDFC ERGO, he was working with BNP Paribas in telesales vertical. Vinay is a commerce graduate and holds an executive post graduate diploma in international business from IIFT, New Delhi. Additionally, he is a diploma holder in business finance from ICFAI and pursued management development program from IIM Bangalore and NMIMS Mumbai.

KHAN SAAD

AVP - Cyber Products and Underwriting, Reliance General Insurance

KHAN SAAD

AVP - Cyber Products and Underwriting, Reliance General Insurance

KHAN SAAD's Bio

Colonel Saad Khan has a total experience of 25 years with 21 years of service in the Indian Army and 4 years in the private sector in the field of risk management and cybersecurity. His expertise lies in designing and implementing robust security architectures that protect organizations from current and evolving threats. He brings a unique blend of strategic insight, risk assessment and crisis management to cyber insurance underwriting. He is a strong advocate of data privacy and have been actively involved in spreading awareness on the importance of data privacy and the peculiarities of DPDP Act and how it impacts various industries. At present, he is working with Indusind General Insurance as AVP, Cyber Products and Underwriting

K V DIPU

Senior President – Head Operations & CX, Bajaj General Insurance

K V DIPU

Senior President – Head Operations & CX, Bajaj General Insurance

K V DIPU's Bio

Mr K V Dipu, as Senior President – Head Operations and Customer Experience, at Bajaj General Insurance, has been instrumental in driving the firm's AI-led digital transformation, innovation, and industry leadership. Bajaj General Insurance has been awarded “Digital Insurer of the Year” thrice across the Asia Pacific region.

Mr Dipu leads a team of over 1400 professionals, serving a customer base of 150 million+ across 200+ locations. His accomplishments have garnered wide press coverage and 175+ awards across global platforms. A management graduate from the Indian Institute of Management Lucknow (IIM Lucknow), he joined Bajaj General Insurance in 2016 after a stellar career of nearly 20 years with GE Capital.

Mr Dipu is a certified Lean Six Sigma Black Belt and a member of the CII National Committee on Financial Inclusion and FinTech. He is a recognised thought leader in the industry. He has shared his insights on strategy, innovation, leadership, and AI-led digital transformation via 500+ speeches and 240+ publications at various forums across five continents.

GAURAV SAXENA

Chief Distribution Officer - Bancassurance, Aditya Birla Sun Life Insurance

GAURAV SAXENA

Chief Distribution Officer - Bancassurance, Aditya Birla Sun Life Insurance

GAURAV SAXENA's Bio

Gaurav Saxena is a seasoned insurance distribution leader with over 28 years of experience in building and scaling high-performance sales channels. He currently serves as the Chief Distribution Officer – Bancassurance at Aditya Birla Sun Life Insurance (ABSLI), where he has been instrumental since 2014 in transforming the distribution landscape.
Under Gaurav’s leadership, Bancassurance has emerged as the leading contributor to ABSLI’s new business premium. His strategic vision and execution have fueled remarkable growth, earning the channel the prestigious ‘Bancassurance Brand of the Year’ at the 2024 Golden Globe Tigers Awards – Middle East Edition. His outstanding contributions have also been recognized with the ABG Chairman’s Award for Outstanding Contribution and the ABC Leadership & Role Model Award in 2024.
Before joining ABSLI, Gaurav held leadership roles at ICICI Prudential Life Insurance, Max Life Insurance, and Wipro, where he built a strong foundation in sales, channel development, and strategic partnerships. Gaurav holds a degree in Mechanical Engineering and a master’s in Marketing and IT Systems. He has further enhanced his leadership capabilities through executive programs at IIM Indore, London Business School, and the Indian School of Business. Outside of work, Gaurav is an avid marathoner, fitness enthusiast, and a passionate learner of emerging technologies and innovative business models.

KIRAN BALSEKAR

Executive Vice President - CISO, DPO & IT Governance, Bandhan Life

KIRAN BALSEKAR

Executive Vice President - CISO, DPO & IT Governance, Bandhan Life

KIRAN BALSEKAR's Bio

With over two decades of experience in Information Technology and IT leadership, Kiran Belsekar brings deep expertise in managing complex tech ecosystems, particularly within the insurance and financial services sectors. Armed with an MBA in Information Technology, Kiran plays a pivotal role in strengthening cybersecurity frameworks,
governance standards, and overall IT resilience at Bandhan Life. Before joining Bandhan Life, he held senior leadership positions, including Senior Vice President at ENAM Asset Management, where he was instrumental in shaping the organization’s digital transformation and information security strategy. Kiran’s contributions have earned him multiple industry accolades for excellence in cybersecurity, IT governance, and risk management. His foresight and proactive approach ensure that Bandhan Life stays ahead of the curve while enabling secure, scalable growtH

VICTOR SALVE

SVP- IT Engineering , Star Union Dai-ichi Life Insurance Company Limited

VICTOR SALVE

SVP- IT Engineering , Star Union Dai-ichi Life Insurance Company Limited

VICTOR SALVE's Bio

With over 23 years of experience, I currently serve as the Head of IT Engineering at Star Union Dai-ichi Life Insurance Company Limited. My role focuses on managing IT applications, including COTs, Bespoke & SaaS solutions, while overseeing IT Infrastructure across data centers and cloud platforms like Azure and AWS. I also lead cybersecurity initiatives aligned with frameworks such as NIST, IRDAI, and ISO 27001, ensuring operational resilience and compliance.

Previous leadership roles at Volkswagen, Maersk ,Gulf Oil & Future Group have honed my skills in team management, IT strategy, and large-scale transformation. My mission is to drive agile, scalable technology solutions that empower business performance, with a commitment to innovation and operational excellence

VIJAY GANDHI

Chief Business Officer, Sorigin Insurance Brokers Pvt Ltd

VIJAY GANDHI

Chief Business Officer, Sorigin Insurance Brokers Pvt Ltd

VIJAY GANDHI's Bio

With a demonstrated history of fostering organizational growth, my role as Senior Vice President of Business Development & Strategy at K.M.Dastur Reinsurance Brokers Private Limited focuses on digital transformation and scaling business across various segments. Our team excels at acquiring new clients, client retention, underwriting, operations, and placement, ensuring a robust bottom line.

Previously, as Vice President at MDIndia Health Insurance TPA Pvt Ltd, I spearheaded the creation of a broker vertical business model, enhancing client acquisition and retention. By making strategic decisions and improving client services, along with claims management, we contributed to a substantial increase in corporate wellness and compliance standards. These experiences have honed my proficiency in P&L management, sales strategies, and leading high-performance teams.

ASHAYA KANTAWALA

Chief Underwriting Officer (CUO), Berkley Insurance Company

ASHAYA KANTAWALA

Chief Underwriting Officer (CUO), Berkley Insurance Company

ASHAYA KANTAWALA's Bio

Ashaya Rajesh Kantawala is a seasoned insurance executive with over 15 years of expertise in liability underwriting, portfolio management, and insurance strategy. He is the Chief Underwriting Officer (CUO) at Berkley Insurance Company, IFSCA Branch, GIFT City, a role he assumed in February 2025. Prior to this, he spent 15 years at Tata AIG General Insurance Company Limited, culminating in his position as Vice President and National Head – Casualty Lines.

He holds a Postgraduate Diploma in Business Management from the Goa Institute of Management (Marketing, Finance, HR Operations) and a Bachelor of Engineering in Electronics & Telecommunications from Mumbai University

Ashaya specialises in Casualty Lines Insurance, including Public Liability, Product Liability, and Environmental Liability, and has additional exposure to Financial Lines underwriting. His professional strengths span underwriting leadership, business development, product design, team management, and analytical problem‑solving, supported by strong technical and commercial acumen

VIVEK DUBEY

Compliance Officer & Sr. Vice President, Coverfox Insurance

VIVEK DUBEY

Compliance Officer & Sr. Vice President, Coverfox Insurance

VIVEK DUBEY's Bio

As the Compliance Officer & Sr. Vice President- Legal & Compliance at Coverfox Insurance Broking (part of Coverstack Technologies, an insurtech frontrunner), I am passionate about helping the company structure and implement a robust and compliant business structure for its innovative insurance and nsurtech business operations. With over 17 years of experience in the insurance and reinsurance industry, I have a deep understanding of the complex commercial landscape, the regulatory challenges, and the emerging opportunities in this fast-growing sector.

PARTHA BANERJEE

Chief Compliance & Legal Officer, Bima Sugam India Federation

PARTHA BANERJEE

Chief Compliance & Legal Officer, Bima Sugam India Federation

PARTHA BANERJEE's Bio

Partha Banerjee is a seasoned legal and compliance leader currently serving as the Chief Compliance & Legal Officer at Bima Sugam India Federation (BSIF), responsible for shaping end‑to‑end compliance strategies, overseeing legal governance, and ensuring regulatory alignment across the organization.

His long-standing career spanning corporate legal leadership, compliance architecture, regulatory affairs, and arbitration frameworks. Partha Banerjee’s professional journey reflects a remarkable blend of legal acumen, strategic foresight, and ethical leadership that has shaped his reputation as one of India’s most influential compliance and legal leaders.

Beyond compliance and legal strategy, Partha has also been a passionate advocate for ESG—Environmental, Social, and Governance initiatives. He led projects focusing on carbon neutrality, climate responsibility, sustainability, and social empowerment, ensuring that the company’s impact extended far beyond financial metrics.

Partha Banerjee’s journey is shaped by three decades of legal experience, guided by values, strengthened by strategic clarity, and elevated by ethical leadership making one thing clear: his accomplishments are not accidental; they are the result of vision, consistency, and an unwavering belief in doing what is right.

He believes that true leadership is not just about driving numbers; it is about driving purpose, building trust, and creating sustainable impact.

ASHISH LAKHTAKIA

General Counsel,Chief-Regulatory Affairs and Company Secretary, Generali Central Insurance

ASHISH LAKHTAKIA

General Counsel,Chief-Regulatory Affairs and Company Secretary, Generali Central Insurance

ASHISH LAKHTAKIA's Bio

JAI KUMAR YADAV

Head ~ Private Car Motor Underwriting, Strategy & Business Analyst, SBI General Insurance

JAI KUMAR YADAV

Head ~ Private Car Motor Underwriting, Strategy & Business Analyst, SBI General Insurance

JAI KUMAR YADAV's Bio

DR. ASHISH KAPOOR

VP & Chief Underwriter, Canara HSBC Life Insurance

DR. ASHISH KAPOOR

VP & Chief Underwriter, Canara HSBC Life Insurance

DR. ASHISH KAPOOR's Bio

Dr. Ashish Kapoor is a results-driven medical professional and insurance leader with over 18 years of cross-functional leadership across Life, Health, and Reinsurance sectors in India, the USA, and the UK. Currently serving as Vice President & Chief Underwriting Officer at Canara HSBC Life Insurance, he oversees Retail and Group Underwriting, Fraud Risk, Digital Transformation, and Reinsurance Operations.

A pioneer in Gen AI adoption within the insurance industry, Dr. Kapoor led the development of India's first Gen AI Co-pilot for underwriting, achieving approximately 75% decision automation and significant cost efficiencies. His leadership has consistently delivered measurable results — from driving STP improvements and reducing early claims rates, to transforming underwriting functions into high-performing, tech-enabled units. His efforts have earned him the CEO Award for Outstanding Team of the Year for three consecutive years (2022, 2023, and 2024).

Dr. Kapoor holds an MBBS from Maulana Azad Medical College, Delhi, an MBA in Hospital & Health Management, and has completed the Executive Leadership Development Program at the Indian School of Business. His rare combination of clinical expertise, actuarial acumen, and digital leadership makes him a transformative force at the intersection of healthcare and insurance.

NITIN MEHTA

Chief Distribution Officer & Head - Marketing, Bharti AXA life Insurance

NITIN MEHTA

Chief Distribution Officer & Head - Marketing, Bharti AXA life Insurance

NITIN MEHTA's Bio

Nitin Mehta is the Chief Distribution Officer – Partnership Distribution and Head of Marketing at Bharti AXA Life Insurance. He oversees a broad portfolio including Bancassurance, BROCA (Broker & Corporate Agents), Group Business, Digital Business, Business Development, and Marketing.
With over two decades of experience spanning India, Indonesia, Thailand, and China, Nitin brings a global perspective to his role. His professional journey includes key positions at Amway, Frito-Lay, KPMG, and the Aditya Birla Group. A Chartered Accountant with an MBA from ISB, Hyderabad, he combines financial acumen with strategic leadership.
Nitin is instrumental in exploring and developing new partnership opportunities for the organization. His focus on building strong channel relationships and fostering synergy among teams has been pivotal to the company's growth. Prior to his current role, he has successfully led transformative initiatives, enhanced customer retention and acquisition, and implemented robust technology solutions within the organization

PARSHANT ARORA

Chief Compliance Officer & General Counsel and Company Secretary, Zurich Kotak General Insurance Company (India) Limited

PARSHANT ARORA

Chief Compliance Officer & General Counsel and Company Secretary, Zurich Kotak General Insurance Company (India) Limited

Empowering Bharat’s Insurance Future Through Technology & Intelligence

Bharat InsurTech Innovation Confex & Awards 2026

Bharat InsurTech Innovation Confex & Awards 2026

Speakers

DEEPAK PANCHAL

SHAMMI KAPOOR

NIRMAL BHATTACHARYA

DR. SANJEEV DWIVEDI

KANIKA GARG

DR. LAVANYA R. MUNDAYUR

BISWAJIT SARKAR

VINAY JANPAMULA

KHAN SAAD

K V DIPU

GAURAV SAXENA

KIRAN BALSEKAR

VICTOR SALVE

VIJAY GANDHI

ASHAYA KANTAWALA

VIVEK DUBEY

PARTHA BANERJEE

ASHISH LAKHTAKIA

JAI KUMAR YADAV

DR. ASHISH KAPOOR

NITIN MEHTA

PARSHANT ARORA

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