Speakers

MR. SANJEEV KUMAR GUPTA

CEO - Karnataka Digital Economy Mission (KDEM)

MR. SANJEEV KUMAR GUPTA

MR. SANJEEV KUMAR GUPTA

CEO - Karnataka Digital Economy Mission (KDEM)

MR. SANJEEV KUMAR GUPTA's Bio

Mr. Sanjeev Kumar Gupta is CEO of Karnataka Digital Economy Mission (KDEM), an initiative of the Government of Karnataka (GoK). He is on a mission that Karnataka provides largest share of USD 300B to Hon PM vision of USD 1T digital economy of the country by 2025-26.

Mr Gupta brings in 27 years of experience as an administrator, business leader, entrepreneur, mentor, and Indian IT growth facilitator. He is playing an instrumental role in enabling Karnataka objective to accelerate the growth and investments in digital economy with a focus on the core verticals viz., IT Products & Services, BPM and GCC Promotion, Innovation & Start-ups, ESDM, Beyond Bengaluru, and Talent Accelerator.

SUMNESH JOSHI

Deputy Director General, Government of India

SUMNESH JOSHI

Deputy Director General, Government of India

SUMNESH JOSHI's Bio

Sumnesh Joshi is the Deputy Director General (Joint Secretary level) at the Unique Identification Authority of India (UIDAI), where he heads the Western Regional Office in Mumbai. A founding team member under Mr. Nandan Nilekani, he played a pivotal role in rolling out the Aadhaar project across Maharashtra, Gujarat, Goa, Dadra Nagar Haveli, and Daman Diu. With over 25 years of experience in the government, he has collaborated with various ecosystem partners, including state governments, regulators, and fintech companies, to design Aadhaar-based solutions for e-governance and the targeted delivery of services. He previously worked with the Department of Telecommunications in India, leading projects in telecom planning, data analytics, and market strategies. [Name] holds an MBA from MDI Gurgaon, a MicroMasters in Data Economics and Development Policy from MIT, and a Certificate in Public Policy from UC Berkeley

PINAKI MISHRA

Vice President of Products

PINAKI MISHRA

Vice President of Products

PINAKI MISHRA's Bio

Pinaki Mishra is a seasoned product leader specializing in building credit and wealth management ecosystems. With deep expertise in digital and data-led transformations, he is currently driving ecosystem externalization and unified desktop strategies in commercial banking at a top global financial institution.

A Data Accelerator patent holder in both the US and India, he has played a key role in developing scalable data infrastructures that simplify and fulfill the needs of real-time operational and aggregated management insights.

With 19 years of experience in building core products, integrated ecosystems, and data layers across North America, APAC, and emerging markets, he has witnessed the transformation of financial platforms from traditional systems to AI-driven, workflow-enabled solutions.

Beyond his professional commitments, he enjoys reading about macroeconomics, traveling, and going on long motorcycle rides.

VIJAYAKUMAR K

Director, Product Management - Standard Chartered Bank

VIJAYAKUMAR K

Director, Product Management - Standard Chartered Bank

VIJAYAKUMAR K's Bio

Vijayakumar K is a seasoned product leader with over 24 years of experience in IT and 20 years in corporate and investment banking. As Director of Product Management at Standard Chartered, he drives digital transformation across trade finance, cash management, payments, and blockchain integration. With a strong background in agile delivery, open banking, and platform innovation, Vijayakumar has successfully led large-scale digital programs and built bespoke financial solutions for corporates and government entities. His expertise spans product strategy, stakeholder engagement, API development, and cybersecurity, making him a key force in shaping the future of digital financial ecosystems.

RAMASWAMY SUBRAMANIAN

Chief Product Officer - Karnataka Bank

RAMASWAMY SUBRAMANIAN

Chief Product Officer - Karnataka Bank

RAMASWAMY SUBRAMANIAN's Bio

Ramaswamy Subramanian is a seasoned banking and financial services leader with over 28 years of cross-functional experience spanning retail banking, microfinance, fintech, and consumer loyalty. As Chief Product Officer at Karnataka Bank, he plays a pivotal role in driving the bank’s digital transformation journey. Ramaswamy has successfully led initiatives across product strategy, distribution, marketing, operations, and technology, with a proven track record in launching innovative financial solutions. His entrepreneurial stint in fintech and deep expertise in building scalable, customer-centric models have positioned him as a key force in shaping the future of digital banking.

BINIT JHA

Chief Data Officer ( CDO) - IDBI Bank

BINIT JHA

Chief Data Officer ( CDO) - IDBI Bank

BINIT JHA's Bio

Binit Jha is the Chief Data Officer at IDBI Bank with over 22 years of global experience, including 16 years specializing in data engineering, analytics, innovation, and automation. He has held leadership roles at top-tier institutions like Morgan Stanley, UBS, Bank of America, and Lehman Brothers. Binit has successfully built and scaled data and technology teams across global capability centers (GCCs), driving digital transformation and operational excellence. His expertise spans human capital strategy, process re-engineering, and implementing cutting-edge data governance frameworks.

KIRAN KUMAR SHETTY

Senior Director | Partner - Bendigo Bank

KIRAN KUMAR SHETTY

Senior Director | Partner - Bendigo Bank

KIRAN KUMAR SHETTY's Bio

Kiran Kumar Shetty is a seasoned financial services leader with a wealth of experience in banking transformation, partnership strategy, and delivering customer-centric innovation. As Senior Director and Partner at Bendigo Bank, Kiran plays a pivotal role in driving strategic initiatives that enhance digital capabilities, operational efficiency, and business growth.

With a strong background in technology-enabled financial services and a track record of fostering impactful collaborations, Kiran is committed to building inclusive, sustainable banking solutions that deliver long-term value to customers and communities.

DIBYENDU KUMAR DAS

Executive Vice President and Head, Government Business - Bandhan Bank

DIBYENDU KUMAR DAS

Executive Vice President and Head, Government Business - Bandhan Bank

DIBYENDU KUMAR DAS's Bio

D.K. Das is the Executive Vice President and Head of Government Business at Bandhan Bank, with extensive experience in general management, operations, and strategic leadership. He oversees large-scale operations, including coordination with senior government stakeholders, customer and board engagement, and P&L responsibility for subsidiaries.

His expertise spans human resource management, fiscal discipline, business development, and client relationship management. With a focus on driving growth, operational excellence, and innovation, Mr. Das has led diverse teams and implemented impactful business strategies across sectors.

KAMLESH NAGWARE

Founder - Global Tokenization Forum

KAMLESH NAGWARE

Founder - Global Tokenization Forum

KAMLESH NAGWARE's Bio

Kamlesh is a TEDx speaker and Co-Founder FSV Labs and Global Tokenization Forum(GTF). He has 15 years of experience in Software Development, IT Consulting & Blockchain Solutions. He is among the top 30 Influencers of Blockchain in India and founding member of India Blockchain Forum. He is LFDT(The Linux Foundation Decentralized Trust) India Co-Chair, and a member of the Hyperledger Technical Steering Committee (TSC 2021-22) drives technical directions of Hyperledger Foundation. He is also a Co-chair of the IEEE Blockchain initiative at the IEEE Global level and Mentor to Blockchain start-ups incubated by Apiary a Ministry of IT India (STPI) India initiative and and advisor to Web3, tokenization, and CBDC start-ups globally. Advisor to EY India, GS1 India and consultant to IIT Madras for the cybersecurity and Blockchain.

GANESAN RAMANI

Senior Vice President - Mashreq Bank

GANESAN RAMANI

Senior Vice President - Mashreq Bank

GANESAN RAMANI's Bio

Ganesan is a senior technology leader with over 19 years of experience in IT Governance, Risk Management, Cybersecurity, and Compliance. At Mashreq Bank, he leads key functions including IT control frameworks, regulatory compliance, vendor governance, and audits.

He holds certifications such as CISSP, CISM, CDPSE, ISO/IEC 27001 LA, and ISO/IEC 42001. A passionate mentor and industry speaker, Ganesan actively contributes to cybersecurity education and supports Mashreq’s digital transformation efforts.

SANTHA KUMAR N

VP Cybersecurity Risk & Control

SANTHA KUMAR N

VP Cybersecurity Risk & Control

SANTHA KUMAR N's Bio

Global leader with over 20 years of expertise in governing Cyber Security, Risk Management, Operational Resilience, and Program Management. Renowned for architecting and executing comprehensive frameworks that align with organizational goals, achieving enterprise-wide security and compliance across 60+ jurisdictions. A trusted advisor, driving global strategies to mitigate risks, enhance operational adaptability, and foster a culture of resilience.

Proven expertise in Governance, Risk, and Compliance (GRC) and innovative strategies to optimize operations and provide actionable insights for executive decision-making. Recognized for excellence in regulatory engagement, IT audits, and protecting critical assets against emerging threats while driving cost efficiencies and continuous improvement.

TIMMANA GOUDA D

Founder - WhatsLoan

TIMMANA GOUDA D

Founder - WhatsLoan

TIMMANA GOUDA D's Bio

Timmana Gouda D brings over 20 years of leadership experience across Investment Banking, Corporate Finance, and Consumer Retail Finance. He has deep expertise in the consumer loans space, having led national and zonal roles in sales, credit, policy, product, strategy, and collections.

At Axis Bank, he served as National Business Head for Loans Against Property, Securities, and Gold, and previously led the Retail Asset Credit function nationally. As Zonal Business Head for South India, he managed a ₹7,200 Cr portfolio across mortgages, personal loans, and auto loans.

Now a fintech entrepreneur and founder of WhatsLoan, Timmana focuses on leveraging technology to simplify and scale retail credit distribution. He is passionate about driving innovation in home mortgages, microfinance, and individual wealth management.

DEVI PRASANNA SINGH

VP – Global Head IAS-SYS, Societe Generale

DEVI PRASANNA SINGH

VP – Global Head IAS-SYS, Societe Generale

DEVI PRASANNA SINGH's Bio

Compassionate Servant Leader and Change Advocate dedicated to promoting employee well-being and diversity and inclusion in the workplace.

A experienced leader with 23 years in the Banking, FMCG, and Energy sectors. Skilled in managing complex, globally matrixed tech teams, with expertise in technology and transformation, as well as digital advancements for business line IT.

MOHAN KUMAR

Head Treasury - IIFL Samasta Finance Ltd

MOHAN KUMAR

Head Treasury - IIFL Samasta Finance Ltd

MOHAN KUMAR's Bio

Finance & Treasury with 16 plus years of experience in Managing Investor Relations, Fund Raising, Treasury Management, Liquidity Management, ALM, Costing & Budgeting, MIS Management, Securitization & Direct assignment Deals structuring, Priority Sector Lending monitoring and Co-lending and BC partnership.

Presently Heading Treasury .. Investments, Lenders relationship and Fund Raising through various products like IBPC, Refinance, CD, Term loans, CP, OD, Securitization /DA Structuring , Contingency Funding & Inter Bank Lines, NCDs, Tier II capital and ECB, Co-lending and BC partnership. Successfully closed public issuance for fresh fund raise

CHAITALI MATKAR

Vice President - Wells Fargo

CHAITALI MATKAR

Vice President - Wells Fargo

CHAITALI MATKAR's Bio

Chaitali Matkar is a Vice President and Lead Product Manager at Wells Fargo, where she spearheads the integration of Generative AI into banking workflows to drive innovation, efficiency, and customer value. With over 12 years of experience across product management, business analysis, and quality assurance, she brings a deep understanding of both technology and financial services. Her current focus lies in identifying high-impact GenAI use cases and translating them into scalable enterprise solutions, positioning the bank at the forefront of digital transformation.

SAMYUKTHA BHASKAR

Senior Vice President and Business Head(South) - Airtel Business

SAMYUKTHA BHASKAR

Senior Vice President and Business Head(South) - Airtel Business

SAMYUKTHA BHASKAR's Bio

Samyuktha is currently serving as Senior Vice President and Business Head(South) at Airtel Business. Prior to this she has had leadership roles at Oracle and Microsoft. She is also an alum of IIM-Ahmedabad.

HITENDERA DUBEY

VP Securities Services: Transformation & Agile - Citi

HITENDERA DUBEY

VP Securities Services: Transformation & Agile - Citi

HITENDERA DUBEY's Bio

Hitendera Dubey is a seasoned transformation leader with a proven track record of delivering enterprise-scale change at the intersection of business and technology. With expertise spanning Agile program delivery, change management, AI/ML strategy, and lean portfolio excellence, he helps organizations unlock agility, innovation, and operational efficiency.

Hitendera’s unique value lies in his ability to connect strategic vision with hands-on execution. He has led complex, cross-functional transformations in financial services, HR, risk, and operations, consistently aligning C-level leadership, product teams, and engineering organizations toward high-impact outcomes.

PAVEL GADDALA

Chief Manager - State Bank of India

PAVEL GADDALA

Chief Manager - State Bank of India

PAVEL GADDALA's Bio

A seasoned Risk ,Compliance and Cyber Security professional with 22 years exp in building Technology platforms and Governance of technology . Extensive experience in GRC and Cyber Security with comprehensive experience in Information Security, including internal audits, risk management, compliance and cyber security.

Areas of expertise:

Risk Technology, Payments system and Digital Identity modernization
Technology Risk & Cyber Security - Regulatory Compliance, Policy Definition, Controls uplift, Risk Quantification, Vendor Governance, TPRM, Continuous control monitoring, GRC Systems , Specialized audits of Payment systems, Risk systems, Core Banking , Networking , SOC, AML & Surveillance systems, RCSA in addition to External & Internal Technology audit
Cloud Security & AI Governance

VIJAY KUMAR KS

Chief Information Security Officer - IIFL Samasta Finance Limited

VIJAY KUMAR KS

Chief Information Security Officer - IIFL Samasta Finance Limited

VIJAY KUMAR KS's Bio

With over 13 years of experience in information security, Vijay Kumar KS specializes in IT compliance, audit, and governance. He has a proven track record in implementing and managing Information Security Management Systems (ISMS) aligned with ISO/IEC 27001 standards, conducting comprehensive IT risk assessments, and ensuring compliance with global data protection regulations such as GDPR. His expertise encompasses areas like disaster recovery, business continuity planning, identity and access management (IAM), cloud security, and vulnerability assessment using tools like Nessus and Tripwire. Vijay is also proficient in utilizing Governance, Risk, and Compliance (GRC) platforms like Archer and OneTrust to streamline security operations and enhance organizational resilience. His commitment to fostering a secure digital environment makes him a valuable asset to any organization seeking to enhance its cybersecurity posture.

TANISH MATHUR

Director, Cash Product Management - Standard Chartered Bank

TANISH MATHUR

Director, Cash Product Management - Standard Chartered Bank

TANISH MATHUR's Bio

Tanish Mathur is a strategic transformation leader with deep expertise in payments modernization, digital currencies, blockchain, AI, and innovation-driven finance. With extensive experience in driving global digital transformation initiatives, he has led projects spanning payment analytics, cognitive automation, telematics integration, and AI-driven fraud prevention.

Tanish has served on the board of PMI Bangalore Chapter and is a published author and two-time copyright holder in the fields of innovation and decision-making. Known for his intellectual curiosity and influence-driven leadership, he is a sought-after speaker on emerging technologies and future-ready treasury solutions.

RAGHUNATH ULATTIL

Senior Vice President 1 & Zonal Head - HDFC Bank

RAGHUNATH ULATTIL

Senior Vice President 1 & Zonal Head - HDFC Bank

RAGHUNATH ULATTIL's Bio

With over 21 years of experience at HDFC Bank, Raghunath Ulattil currently serves as Senior Vice President & Circle Head based in Mysore, Karnataka. He has held several leadership roles across branch banking, cluster management, and regional operations, consistently driving growth and operational excellence. Known for his strategic vision and deep expertise in retail and commercial banking, Raghunath plays a pivotal role in strengthening customer engagement and expanding the bank’s footprint in the region. He is also an active voice in industry events and a strong advocate of digital transformation in banking.

SOUVIK DAS

Senior Director - EY

SOUVIK DAS

Senior Director - EY

SOUVIK DAS's Bio

23 years of IT Industry experience with special focus on security consulting, assessment and security testing. The key areas of expertise include Enterprise Security Assessment and Security Testing, Implementation and Integration of Enterprise Security Infrastructure, Vulnerability Assessment, Security Information Management (SIM) and Implementation of Policies and Procedures.

NAVEEN KUMAR

General Manager | Treasury and Supply Chain Solutions - Olam Agri India Private Limited

NAVEEN KUMAR

General Manager | Treasury and Supply Chain Solutions - Olam Agri India Private Limited

NAVEEN KUMAR's Bio

Naveen Kumar is a seasoned treasury professional currently leading Trade and Structured Finance Origination and Supply Chain Solutions for South Asia at Olam India. With nearly 15 years of experience, he has held leadership roles across structured finance, corporate banking, and business development, including as Vice President at HSBC India. Naveen brings deep expertise in complex trade finance structures, lending, and building financial solutions from the ground up.

ANUJ MISHRA

VP – Head of Products- Payment Devices & Platform Jio Platforms Ltd.

ANUJ MISHRA

VP – Head of Products- Payment Devices & Platform Jio Platforms Ltd.

ANUJ MISHRA's Bio

Fintech professional with extensive experience in varied payment instruments e.g. Tokenization, Merchant Payments, NFC-Tap & Pay, UPI, Billing, Closed Loop Wallets, Bill Payments, Rewards etc. Building profound and extensive payment & merchant platform for India, which can cater needs of all consumers. #JioBharat #JioPay #UPI123Pay #UPI #EMVCo #Cards #Tokenization

Digital Transformation in Banking: Redefining the Future of Financial Services

Future Bank India Conclave 2025

Future Bank India Conclave 2025

Speakers

MR. SANJEEV KUMAR GUPTA

SUMNESH JOSHI

PINAKI MISHRA

VIJAYAKUMAR K

RAMASWAMY SUBRAMANIAN

BINIT JHA

KIRAN KUMAR SHETTY

DIBYENDU KUMAR DAS

KAMLESH NAGWARE

GANESAN RAMANI

SANTHA KUMAR N

TIMMANA GOUDA D

DEVI PRASANNA SINGH

MOHAN KUMAR

CHAITALI MATKAR

SAMYUKTHA BHASKAR

HITENDERA DUBEY

PAVEL GADDALA

VIJAY KUMAR KS

TANISH MATHUR

RAGHUNATH ULATTIL

SOUVIK DAS

NAVEEN KUMAR

ANUJ MISHRA

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